The benefit cap
The government has introduced some rules to limit how much money people can receive in benefits each year. This is known as the benefit cap.
If you claim benefits, the benefit cap may affect how much money you receive.
If you live within Greater London
- If you are a couple or a lone parent, you can receive no more than £442.31 in benefits each week or £23,000 each year.
- If you are a single person without children, you can receive no more than £296.35 in benefits each week or £15,410 each year.
If you live outside of Greater London
- If you are a couple or a lone parent, you can receive no more than £384.62 in benefits each week or £20,000 each year.
- If you are a single person without children, you can receive no more than £257.69 in benefits each week or £13,400 each year.
How your benefits total is calculated
The government adds up how much money you receive from benefits. This includes Housing Benefit, Jobseeker’s Allowance, Employment Support Allowance, Child Benefit, Child Tax Credit and Carer’s Allowance. If the total is more than the amounts show above, any extra will not be paid.
If you receive housing benefit, it’s important to include this in your calculations. It can be easy to forget about this if it is paid directly to PA Housing but the amount will still be included in the benefit calculations.
When these rules don’t apply
In some situations, these rules may not apply to you.
They may not apply if;
- you get Guardian’s Allowance or Carer’s Allowance
- you get Universal Credit and receive payments towards carer’s costs
They won’t apply if;
- you are eligible for Pension Credit
- you are eligible for Working Tax Credit
- someone living in your home claims one of the following:
- Disability Living Allowance
- Attendance Allowance
- the support element of Employment Support Allowance
The government offers more information on the benefit cap.
Further information and advice
- Our Welfare Benefits Advice Service can offer helpful information on your benefits. You can contact them by calling 0300 123 2221 and choosing option 2.
- We offer online training if you need help using the internet to claim or check your benefits.
- The government offer detailed advice on benefits you may be entitled to and how to claim them.